Commercial Certificates of Deposit (CDs) provide you with the following features:   More Information >>  Call 800-274-2873 Mon.-Fri., 8 a.m. - 8 p.m. >> Visit a Provident Location  >> E-Mail Small Business Expert Terms from 3 months to 60 months Fixed rate for the life of the CD Minimum opening balance is $500 Premium rate paid on CDs with Business Benefit Banking Interest compounded daily and credited monthly Deposits and withdrawals are not allowed during the term of the CD Substantial penalty for early withdrawal Visit a Provident Location near your businessor Call 1-800-274-2873 Mon.-Fri., 8 a.m. - 8 p.m.