Savor the last days of summer with our hottest
home equity deal!

Then
4.85% Variable APR* Thereafter

If you need cash for home improvements, bill consolidation or major purchases, here’s how to borrow money the financially smart way – at one of the lowest interest rates under the sun.

Apply for a Provident Home Equity Line of Credit and take advantage of our end-of-summer rate special. Simply apply today and your introductory rate could be Prime minus .65% – currently 4.35% APR* – on a line of credit of $50,000 to $149,999. Other rates and terms are available. See chart below for details.

Get more from your home’s equity this season

Or, to apply by phone, call 1-800-PBM-LEND (1-800-726-5363).

*Introductory rate and regular rate are variable rates as of August 01, 2008. Introductory rate will be based on the Wall Street Journal Prime as shown in the chart above for the first 6 monthly billing cycles for new home equity line of credit applications received by September 30, 2008. Subject to credit approval. Certain restrictions apply. Other rates and terms may apply to your account. Upon expiration of the introductory rate, all balances will accrue interest at the regular variable APR in effect for your account. Rates may vary and are subject to change.  Current Provident home equity line of credit customers are not eligible for this offer. Introductory rate offer may not be combined with any other discounts. Maximum APR is 24% (18% in PA). Closing costs will be waived and generally range from $150 to $900. Your actual closing costs could be higher depending on your loan amount and property location. Customer is responsible for closing costs if account is closed within three years. Adequate property insurance is required.

^†Consult your tax advisor regarding interest deductibility.