Stock investing offers the opportunity to maintain purchase power, grow capital and reach
your long-term goals. Historically, stocks have demonstrated the ability to grow and stay
ahead of inflation over time, and may be ideal investments for helping you achieve such long-term goals as education or retirement. With stocks, you may potentially earn money in two ways: - Dividends - Some companies share their profits with stockholders by
paying dividends. - Selling Your Stock - If the value of the stock you have purchased increases, you can sell your shares for more than you paid for them. Of course, past performance is no indicator of future results.
When you purchase a bond, you are essentially lending the bond issuer (often the government or a corporation) money (the bond's price). In return, the bond issuer agrees to pay you a fixed amount of interest at regular intervals, as well as repay your full principal on a specified date (maturity date). The benefits of buying bonds include:* - Bonds are generally known to pay higher income than short-term investments.
- Placing a portion of your assets in municipal bonds may lower your total income tax obligation.
To find out what we can do for you if you are a resident of
Maryland, Pennsylvania or Virginia, call us at 410-277-2010 or 1-800-773-6559. * Prior to maturity, bond prices fluctuate up and down, depending on market conditions. When you sell a bond, you may receive more or less than you paid for it. UVEST representatives don't recommend specific stocks and bonds, but they can assist customers with buying or selling individual securities after customers have made their investment decision. Stocks and Bonds are subject to fluctuations in value and possible loss of principal invested. |
