Guaranteed to endow means that the cash value of the contract is guaranteed to grow to be equal to the death benefit at age 100. These policies typically earn attractive interest rates, and some of them contain access-to-cash features that address the most common cause for concern; "Can I get to my money if I become ill?" Some policies actually offer accelerated death benefits if an insured is diagnosed with a chronic or terminal illness which allows the owner of the policy to access up to 90% of the death benefit for whatever they choose to use it for. The cash value within the policy can typically be availabe for low cost policy loans, partial withdrawals, or may be annuitized to provide a guaranteed income stream.* Please call 1-800-773-6559 for more information or to schedule a personal appointment with a Provident Financial Advisor. *Access-to-cash features that are exercised result in a reduction of the death benefit. | 
